S5E6 Can You Flip a House Inside Your Roth IRA? (Yes—Here’s How) - Investor Shed Podcast

In this episode of the Investor Shed Podcast, hosts Nick Beveridge and Jeremy Kitchen dive into the often-overlooked world of using Roth IRAs and self-directed retirement accounts for real estate investing. Whether you're flipping houses or holding rentals, they break down how you can use these tax-advantaged accounts to supercharge your investment growth—tax-free.

They discuss the ins and outs of the fix and flip strategy within a Roth IRA, the rules around UBIT (Unrelated Business Income Tax), and how to properly structure deals using non-recourse loans. If you're considering using retirement funds to fund your next deal, this episode is packed with need-to-know strategies.

Nick and Jeremy also share tips on managing renovations, avoiding costly tax mistakes, and ensuring your investment paperwork keeps the IRS happy.

✅ Key Takeaways:

• Roth IRAs and self-directed accounts can be powerful tools for real estate investing

• Fix and flips are possible within a Roth IRA and can accelerate retirement savings

• Understanding UBIT is essential for avoiding unexpected taxes

• Non-recourse loans are required for financing properties in retirement accounts

• Proper documentation and IRS compliance are non-negotiable

• Separate personal funds from retirement accounts to avoid penalties

• Renovation management is key to flipping success within a retirement strategy

• Investing through a Roth IRA can lead to tax-free wealth building

📌 Chapters:
00:00 – Introduction to the Investor Shed Podcast
06:07 – The Fix and Flip Strategy
11:46 – Navigating Loans and Financing
17:54 – Tax Implications and UBIT
23:51 – Conclusion and Future Plans

🔗 Connect with us:
Official YouTube Podcast Page: https://www.youtube.com/@TheInvestorShed
Nick Beveridge's YouTube Page: https://www.youtube.com/@NickBeveridge
Real Estate Website: northidahorei.com
Facebook: https://www.facebook.com/profile.php?id=100063653307069
Instagram: https://www.instagram.com/theinvestorshed/

💬 Got questions about using your Roth IRA to invest in real estate? Drop them in the comments! Don’t forget to like and subscribe for more real estate strategies and investment insights.

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